Lamp
See what you qualify for
Clarity, not pressure

Working capital,made clear.

Lamp is a brokerage for small-business owners. We take your numbers to a network of funders, then lay the offers out side by side so you can read them in a minute, on your phone, between jobs.

Based in New Jersey, working with owners across the NJ and NYC area.

Your offers, side by sideExample
3offers back, same day

Offer A

12 months, daily payments

1.28

Offer B

9 months, weekly payments

1.22

Offer C

18 months, weekly payments

1.35

Sample terms shown for illustration. Your offers depend on your business.

Three steps. One clear view.

01

Send your numbers

Three months of bank statements and a few details about the business. It takes about ten minutes.

No cost to you →

02

We shop the file

We take it to our network of funders and bring back what they will actually do, with the terms written plainly.

Usually same day →

03

You choose

Payment amount, length, and total cost, compared line by line. Say no and nothing happens.

Your call, always →

Who it's for

Owner-operators doing $20k to $500k a month. Restaurants, trucking, contractors, retail, salons, auto shops. If you run the place yourself, this is built for you.

RestaurantsTruckingContractorsRetailSalonsAuto shops

What you need to apply

  • Three months of business bank statements
  • Six months or more in business
  • A photo of your driver's license
  • Your business name and EIN
Send your file to Lamp

For funders and ISOs

Lamp submits clean, complete files: statements, application, and a plain summary of the merchant. We tell the merchant what the terms are before they sign, so there are fewer surprises on your side too.

Reach the partner desk